Independent Business Valuations for UK SMEs | Consult EFC
Business Valuations for UK SMEs

Most business owners never know their
Real Business Value
until it’s too late.

Don’t leave 20-40% of your life’s work on the table. We provide SMEs with ICAEW-grade defensibility to ensure your valuation stands up to the most rigorous due diligence.

Consult EFC delivers ICAEW-grade business valuations for UK SMEs. The same Big Four and Investment Banking methodology, without the Big Four price tag or the junior analyst.

12+
Years Experience
Big 4
Trained and Qualified
7-10
Day Turnaround
ICAEW Chartered Accountant HMRC SAV Compliant Fixed Fees · Confidential
K
Kishen Patel, BFP ACA
ICAEW Chartered Accountant · Big Four Trained
ICAEW

Get your valuation started

No obligation. We review every submission personally and respond within one business day.

Confidential · No obligation · Response within 1 business day

DCF · EBITDA Multiples · Comparable Transactions Independent Valuation Advice HMRC SAV Compliant Reports Partner-Led, No Junior Analysts

A Weak Valuation Kills Deals.
A Credible One Closes Them.

Three situations where getting the number wrong costs more than the valuation itself.

Online calculators do not survive due diligence

Buyers and investors will challenge every assumption. A generic tool result gives them a reason to chip your price. A methodology-backed report gives them nothing to argue with.

Founders routinely misprice by 20-40%

Without professional input you risk undervaluing your life’s work or overpricing yourself out of a deal. Either way, the cost of getting it wrong dwarfs the cost of getting it right.

HMRC requires an approved valuation

An ICAEW-backed report satisfies HMRC Shares and Assets Valuation for EMI schemes and share transfers, significantly reducing compliance risk and protecting your employees.

New Assessment Tool

How Defensible is Your Exit Valuation?

Most founders overestimate their valuation defensibility by 30%. Take our 5-minute diagnostic to identify the “Value Gaps” before you hit the market.

5 Minute Diagnostic Instant Readiness Score 100% Confidential
Start Free Assessment →
Exit Readiness 85/100

Valuation Services

Investment-grade analysis and defensible methodology, delivered by ICAEW Chartered Accountants.

Valuation for Sale or Exit

Full, independent valuation using DCF, EBITDA multiples, and comparable transaction analysis. Ideal for SMEs preparing for an exit or seeking to maximise value before a sale.

DCF and EBITDA Multiple Analysis
Comparable Transaction Research
Normalised Earnings Assessment
Investor and Acquirer Ready Report
Get Started

HMRC Share Valuations

Compliant valuations for EMI option schemes and share transfers. Prepared to HMRC Shares and Assets Valuation (SAV) standard and submitted on your behalf.

EMI Scheme Valuations
HMRC SAV Submission Support
AMV and UMV Assessment
Share Transfer Valuations
Get Started

Investment Valuations

Valuation reports designed to support Seed through Series A/B fundraising rounds, underpinned by robust financial modelling to prevent unnecessary dilution.

Seed to Series B Coverage
ARR Multiple Analysis (SaaS)
Investor-Ready Reporting
Term Sheet Support
Get Started

From Enquiry to Defensible Report

Three steps. 7-10 days. A number you can take into any room.

01

Submit Your Details

Fill in the form. We review every submission personally. No handoff to a junior. You will hear back within one business day.

02

Analysis and Modelling

We apply ICAEW-grade methodology: DCF, normalised EBITDA, and comparable transaction analysis, calibrated to your sector and deal context.

03

Your Defensible Report

Receive a professional report within 7-10 days, ready for investors, acquirers, or HMRC. A number anyone can challenge, but no one can break.

What Clients Say

Founders and finance directors who trusted Consult EFC at critical moments in their business journey.

“We were preparing for a Series A and needed a valuation that would hold up under investor scrutiny. Kishen delivered a report that our lead investor described as one of the most rigorous they had seen from an SME. We closed the round within six weeks.”

JM
James M.
Founder, SaaS Platform

“We used an online valuation tool before speaking to Consult EFC. The difference was night and day. Kishen identified value drivers we had completely overlooked and delivered a figure that was materially higher and fully defensible. It changed our exit negotiations entirely.”

SB
Shireena B.
MD, E-commerce Business

“Setting up an EMI scheme felt daunting until we found Consult EFC. The valuation was handled entirely professionally, Kishen kept us informed at every stage, and HMRC accepted it without challenge. Exactly the kind of expert we needed.”

SC
Sarah C.
CEO, Professional Services Firm

Big Four Rigour.
Built for SMEs.

Kishen Patel
ICAEW Chartered Accountant

Kishen Patel

Founder, Consult EFC · BFP ACA

Kishen is an ICAEW Chartered Accountant with over 12 years of experience across Big Four audit, Investment Banking, and corporate advisory. He trained at Deloitte and has since advised founders, management teams, and investors across the full business lifecycle, from first institutional round to final sale.

He founded Consult EFC to give ambitious UK businesses access to the same calibre of financial thinking that was previously only available to large corporates, at a fee level that makes sense for a growing business.

ICAEW Chartered Accountant Big Four Trained Corporate Finance Adviser Investment Banking Background

Frequently Asked Questions

Everything you need to know before getting started.

A straightforward HMRC EMI valuation typically takes 5 to 10 business days once we have received all required information. Exit and investment valuations involve more detailed financial modelling and generally take 10 to 15 business days. We will confirm a precise timeline during our initial conversation.

We typically require three years of statutory or management accounts, a current year trading update, details of any shareholder agreements, and information about your business model, key customers, and growth plans. We send a structured data request list after your initial call so nothing is missed.

Yes. Our HMRC Share Valuation reports are prepared to the standard required by HMRC’s Shares and Assets Valuation team. We follow HMRC’s prescribed methodology for unrestricted market value and document all assumptions clearly. As an ICAEW Chartered Accountant, Kishen’s reports carry the professional weight that HMRC expects.

We use the same DCF, EBITDA multiples, and comparable transaction methodologies that Big Four corporate finance teams apply. The key difference is cost and attention. At a Big Four firm, an SME engagement is typically handled by junior staff with partner sign-off. At Consult EFC, Kishen leads every engagement personally. Senior-level rigour at a fee that makes sense for a growing business.

We work primarily with UK SMEs across technology, professional services, e-commerce, manufacturing, and financial services. Clients typically have revenues between £500k and £20m and are preparing for a fundraising round, planning an exit within 12 to 36 months, or setting up an EMI scheme for key employees.

A number you can defend in any room.

Every valuation is personally prepared and signed off by ICAEW Chartered Accountants. No junior analysts. No templated output. Fixed fees, transparent process.

Used by business owners for SSAS loans, preparing for sale, investment, or EMI

Reports accepted by HMRC Shares and Assets Valuation, with no back-and-forth or challenges

Turnaround of 7-10 days for EMI reports; 10-15 days for full exit and investment valuations

+44 7767 629 008 info@consultEFC.com
Covent Garden, London

Get started today

No obligation. Response within one business day.

Confidential · No obligation · Response within 1 business day

Request received.

We will review your details and be in touch within one business day to discuss next steps.

Consult EFC

71-75 Shelton Street, Covent Garden, London, WC2H 9JQ

© 2026 Consult EFC Ltd  |  Registered in England and Wales  |  No. 16487969

UK Coverage

Business Valuations Across the United Kingdom

ICAEW-grade SME valuations delivered to founders across every UK region.

South East

  • London
  • Surrey
  • Kent
  • Essex

Central

  • Hertfordshire
  • Bucks
  • Oxfordshire
  • Cambridgeshire

Midlands

  • Birmingham
  • Leicester
  • Nottingham
  • Coventry

The North

  • Manchester
  • Leeds
  • Liverpool
  • Newcastle

SW & Wales

  • Bristol
  • Cardiff
  • Bath
  • Exeter

Scotland & NI

  • Edinburgh
  • Glasgow
  • Belfast
  • Aberdeen

Consult EFC provides ICAEW-grade independent business valuations for SMEs throughout the UK. Our expertise covers valuations for exit, SSAS pensions, MBOs, and EMI schemes. Every report is personally signed off by Big Four-trained corporate finance advisers.