SME Business Valuation Insights

Valuation Intelligence
for UK Business Owners

Practical guides on business valuation, exit planning, EBITDA multiples, due diligence and what buyers actually pay for, written by Kishen Patel, ICAEW Chartered Accountant.

Kishen Patel, ICAEW Chartered Accountant and founder of Consult EFC

Kishen Patel, BFP ACA

Founder, Consult EFC · ICAEW Chartered Accountant

Over 12 years across Big Four audit, Investment Banking and corporate advisory. Every insight on this site is written from direct business valuation deal experience.

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This is the Valuation Insights Vault, a growing library of guides on business valuation for UK SMEs. Browse by topic below, from EBITDA multiples and DCF methodology to exit planning, due diligence preparation and HMRC EMI share valuations. Every guide is written directly by Kishen Patel and reflects real deal experience advising UK business owners on what their company is actually worth.

Valuations

Valuation for Sale or Exit: Complete SME Guide

Understanding SME valuation is crucial for a successful business exit. Learn expert strategies to maximize your business's worth and ensure a smooth…

19 July 2026 14 min read
Valuations

Why Most UK SME Valuations Are Rejected During Due Diligence

The uncomfortable truth is that an online calculator, broker estimate, or headline EBITDA multiple can look convincing until a buyer starts asking…

19 July 2026 9 min read
Valuations

Enterprise Value vs Equity Value for UK SME Owners

A buyer can offer £2.5 million for your business, yet the amount shareholders receive may be materially lower. That is not necessarily…

17 July 2026 9 min read
Valuations

Management Depth and the Value of a Transferable Business

A profitable business can still be difficult to sell if the owner remains the person who holds every key relationship, approves every…

10 July 2026 10 min read
Valuations

How to Value a Manufacturing Business in the UK

A manufacturing business can look valuable on paper and still disappoint in a sale process. The reverse is also true. A well-run…

10 July 2026 9 min read
Valuations

Valuing Convertible Loan Notes Before an Equity Round

A convertible loan note can look harmless when it is signed. It is debt today, but it may become a meaningful shareholding…

10 July 2026 10 min read
Valuations

Owner Dependency: The Hidden Cost to Business Value

Key Takeaways You may handle the sales calls, know every major customer, approve payments, solve staff issues and make the final decision…

10 July 2026 9 min read
Valuations

Why Business Valuation Calculators Fail UK SME Founders

Business Valuations Why an Online Business Valuation Calculator Falls Short for UK SMEs By Kishen Patel, BFP ACA · ICAEW Chartered Accountant…

3 July 2026 8 min read
Valuations

SSAS Pension Business Valuation for Connected Party Loans

A SSAS pension loan, or connected party loan, is when your scheme lends to your own business or a connected company. The…

29 June 2026 20 min read

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