SME Business Valuation Insights

Valuation Intelligence
for UK Business Owners

Practical guides on business valuation, exit planning, EBITDA multiples, due diligence and what buyers actually pay for, written by Kishen Patel, ICAEW Chartered Accountant.

Kishen Patel, ICAEW Chartered Accountant and founder of Consult EFC

Kishen Patel, BFP ACA

Founder, Consult EFC · ICAEW Chartered Accountant

Over 12 years across Big Four audit, Investment Banking and corporate advisory. Every insight on this site is written from direct business valuation deal experience.

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This is the Valuation Insights Vault, a growing library of guides on business valuation for UK SMEs. Browse by topic below, from EBITDA multiples and DCF methodology to exit planning, due diligence preparation and HMRC EMI share valuations. Every guide is written directly by Kishen Patel and reflects real deal experience advising UK business owners on what their company is actually worth.

Valuations

Completion Accounts Explained for Business Owners

Completion accounts are the bit of a deal that can change the final price after completion, even when buyer and seller thought…

5 June 2026 17 min read
Valuations

What Makes a Business More Valuable? Key Factors for UK SMEs

A business is worth more when it makes money, grows with purpose, and does not wobble the moment the owner steps away.…

5 June 2026 20 min read
Valuations

When Should I Get My Business Valued? UK SME Timing Guide

A business valuation isn’t only for selling a company. For UK SME owners, the right time often comes with a bigger event,…

5 June 2026 16 min read
Valuations

The Complete Guide to Normalised EBITDA for UK SMEs

If you are planning to sell your business, raise funding, or set up an EMI scheme, one number will come up in…

5 June 2026 7 min read
Valuations

Founder Dependence and the Hidden Drop in Exit Value

Exit Planning By Kishen Patel, BFP ACA · ICAEW Chartered Accountant June 2026 · 10 min read How Founder Dependence Lowers Your…

5 June 2026 13 min read
Valuations

How to Treat Director Salaries in a Business Valuation

Director pay can look straightforward until an SME business valuation starts. Then the question changes from “what was paid?” to “what should…

5 June 2026 10 min read
Valuations

How Working Capital Affects Business Valuations for UK SMEs

Valuation is not just about profit. It is also about how much cash the business needs to keep moving every day. If…

5 June 2026 9 min read
Valuations

Asset-Based Valuation for UK SMEs When Earnings Mislead

What if last year’s profit tells the wrong story? Many SME owners expect valuation to follow earnings. Often, that’s sensible. But when…

5 June 2026 6 min read
Valuations

Debt Free Cash Free Explained: What UK SME Sellers Must Know

Exit Planning · M&A Debt Free Cash Free Explained: What UK SME Sellers Must Know Before Going to Market By Kishen Patel,…

5 June 2026 14 min read

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