SME Business Valuation Insights

Valuation Intelligence
for UK Business Owners

Practical guides on business valuation, exit planning, EBITDA multiples, due diligence and what buyers actually pay for, written by Kishen Patel, ICAEW Chartered Accountant.

Kishen Patel, ICAEW Chartered Accountant and founder of Consult EFC

Kishen Patel, BFP ACA

Founder, Consult EFC · ICAEW Chartered Accountant

Over 12 years across Big Four audit, Investment Banking and corporate advisory. Every insight on this site is written from direct business valuation deal experience.

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This is the Valuation Insights Vault, a growing library of guides on business valuation for UK SMEs. Browse by topic below, from EBITDA multiples and DCF methodology to exit planning, due diligence preparation and HMRC EMI share valuations. Every guide is written directly by Kishen Patel and reflects real deal experience advising UK business owners on what their company is actually worth.

Valuations

Why Business Valuation Calculators Fail UK SME Founders

Business Valuations Why an Online Business Valuation Calculator Falls Short for UK SMEs By Kishen Patel, BFP ACA · ICAEW Chartered Accountant…

3 July 2026 8 min read
Valuations

SSAS Pension Business Valuation for Connected Party Loans

A SSAS pension loan, or connected party loan, is when your scheme lends to your own business or a connected company. The…

29 June 2026 20 min read
Valuations

Business Valuation UK: Free Calculator vs Real Valuation

When you’re asking, “how much is my business worth?”, you’re usually not asking out of curiosity. You’re thinking about a sale, a…

29 June 2026 23 min read
Valuations

When Multiples Mislead a Business Valuation

A business is not worth “6 times profit” because someone said so over coffee. A multiple can be useful, but only when…

29 June 2026 9 min read
Valuations

Selling Your Business in the UK: What an Exit Valuation Actually Needs to Show (2026 Guide)

If you’ve decided to sell, the number that matters isn’t the one you have in your head. It’s the one a buyer’s…

29 June 2026 7 min read
Valuations

Independent Valuation in an MBO: Why Both Sides Need It

If the people buying the business already run it, why bring in an outside valuer? Because a management buyout changes the relationship…

19 June 2026 10 min read
Valuations

HMRC EMI Valuation: UK Founder’s Guide to Getting It Right

Most UK founders discover the cost of a bad EMI valuation only after HMRC rejects it. A failed HMRC EMI valuation does…

19 June 2026 17 min read
Valuations

Fair Value vs Market Value in Shareholder Disputes

When a shareholder dispute turns sour, one question usually lands hardest: what are the shares worth? This is where fair value and…

19 June 2026 10 min read
Valuations

Why Online Business Valuations Fail Due Diligence

Most UK SME owners get their first business valuation from a free online calculator. They enter their EBITDA, pick a multiple from…

18 June 2026 16 min read

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