Valuation Intelligence
for UK Business Owners
Practical guides on business valuation, exit planning, EBITDA multiples, due diligence and what buyers actually pay for, written by Kishen Patel, ICAEW Chartered Accountant.
Kishen Patel, BFP ACA
Founder, Consult EFC · ICAEW Chartered AccountantOver 12 years across Big Four audit, Investment Banking and corporate advisory. Every insight on this site is written from direct business valuation deal experience.
This is the Valuation Insights Vault, a growing library of guides on business valuation for UK SMEs. Browse by topic below, from EBITDA multiples and DCF methodology to exit planning, due diligence preparation and HMRC EMI share valuations. Every guide is written directly by Kishen Patel and reflects real deal experience advising UK business owners on what their company is actually worth.
How Working Capital Affects Business Valuations for UK SMEs
Valuation is not just about profit. It is also about how much cash the business needs to keep moving every day. If…
Asset-Based Valuation for UK SMEs When Earnings Mislead
What if last year’s profit tells the wrong story? Many SME owners expect valuation to follow earnings. Often, that’s sensible. But when…
Debt Free Cash Free Explained: What UK SME Sellers Must Know
Exit Planning · M&A Debt Free Cash Free Explained: What UK SME Sellers Must Know Before Going to Market By Kishen Patel,…
Independent Valuation Saves Time in Business Sale Due Diligence
Many SME sales slow down at due diligence because buyers want proof, not promises. If the numbers are unclear, the records are…
What HMRC Looks for in an Independent Business Valuation for EMI, Share Transfers and Tax Planning
HMRC is not hunting for the lowest possible number. It wants a fair, defensible share value, backed by evidence that makes sense…
Net Debt Adjustments in Business Valuations Explained
Net debt adjustments are the bit that turns a headline valuation into a proper price. In plain English, if a business has…
Tangible vs Intangible Assets in SME Valuations
For most UK SMEs, the value in the business is not sitting only in the machinery, stock, or vehicles. It’s in the…
Exit-Readiness for UK SMEs: What a Business Valuation Certificate from Consult EFC Shows
Selling a business is not the same as having a business worth selling. A company can look profitable on paper and still…
Business Valuation Certificate vs Informal Valuation: Why It Matters When Tax or Deals Are Involved
When money, tax or a deal is on the table, a rough figure isn’t enough. An informal valuation can help with quick…
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